Discover the Power of Primary and Authorized User Tradelines!

As a primary account holder, there is no limit as to how many accounts you can open. If you don’t have a bad credit history or no late payments made on loaned money. Your credit habits are critical factors to getting two or more primary tradelines.

Meanwhile, if we talk about authorized user tradelines, technically speaking, you can have as many as you want. But, it is crucial to know that having too many tradelines may cause harm to your credit score. Yes, buying too many tradelines could either help grow your credit score or lower it down even more.

The point is, in both cases, you are not limited to a certain number for as long as you are responsible. Knowing what you need is also very critical, especially when it comes to buying authorized user tradelines.

There are two things to address here. First, buying a primary tradeline or seasoned primary tradeline is illegal. You may find some people do that, but that is unacceptable by the law. You can get primary trade lines for free from companies for credit cards instead.

Second, what is acceptable by the law is buying authorized user tradelines. You can buy them from a reputable company that acts as a bridge between you and the primary or seasoned primary account holders. Buying authorized user tradelines is becoming a popular choice. It’s true, especially among those who need some credit score boosting. As you know, having a high credit score makes it easier for you to loan money from banks and other financial institutions.

While some financial institutions have their restrictions to it, buying authorized user tradelines is legal. Once you become an authorized user, the primary account holder’s credit history will reflect in your credit record.

In the tradeline industry, there are what we call seasoned primary tradelines. The term “seasoned” or “aged” refers to the fact that the tradeline that authorized users are piggybacking on must have a past payment history that goes back to a minimum of two years. The higher the history or age of the tradeline, the more beneficial the tradeline can be to your credit file through a credit score boost.

Seasoned tradelines are great if you want to improve your credit score temporarily. It’s best to buy a seasoned primary tradeline as an authorized user. That way, the primary account holder remains in control of the account. You pay only to be added as an authorized user of the credit account. You have no obligation whatsoever to the account.